Allan Wulff, MBA. Ph.D.'s Blog

Posted on 09/20/2020
Understanding Your Mortgage: Prepayment Penalties
Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...
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Posted on 09/13/2020
Is Selling a Home a Good Idea?
Believe it or not, selling a home may prove to be a good idea. In fact, there are many reasons why selling a residence could be beneficial, and these include: 1. You can earn a profit from your home sale. If you have allocated significant time and resources to maintain your residence, you may find there will be lots...
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Posted on 09/06/2020
List Items Online Before You Buy a Residence
If you own lots of items and plan to buy a house in the foreseeable future, now may be a good time to list any unwanted items online. That way, you can simultaneously eliminate clutter and earn extra cash for your excess items. Ultimately, selling items online before you pursue a home can be simple – here are three...
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Posted on 08/30/2020
Minor Bathroom Project Ideas
Photo by Christian Mackie on Unsplash Fixing up your bathroom can add considerable value to your home, which is important to keep in mind if you plan on selling in the near future. If you would rather avoid having to make major changes to your bathroom, there are several minor remodeling projects to consider instead. The following remodeling...
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Posted on 08/23/2020
How the Appraisal Impacts a Home's Sale
Image by Free-Photos from Pixabay As the home buying process nears the closing, both buyers and sellers need to prepare for the appraisal. This often the last step the lender requires before approving financing for the buyer, so it’s an important part of the home sale process. What is an Appraisal? An appraisal is an unbiased, professional evaluation...
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Posted on 08/16/2020
Can You Find Your Dream Residence in a Single Day?
The amount of time it takes to find the perfect residence varies from buyer to buyer. In some instances, a buyer may fall in love with the first residence that he or she views in person. Or, in other cases, a buyer may need to attend several home showings and open house events before he or she finds the...
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Posted on 08/09/2020
How To Make Flat-Pack Furniture Seem Built In
Photo by Melinda Nagy via Shutterstock Buying your first home is exciting, and your dream-book is full of magazine cutouts and interior design sketches. But many entry-level or starter homes do not come with the built-in shelving of your designer-inspired visions. What do you do on a budget? Use your imagination, a little ingenuity and flat-pack furnishings. What...
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Posted on 08/02/2020
The Benefits of Using a Buyer's Agent
Photo by Gerd Altmann via Pixabay It may be tempting to purchase your first home without the help of a real estate agent. If you want to risk not having professional help to buy your first house, you can, but you’ll be leaving a lot of benefits on the table and assuming all the risks. The Benefits of...
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Posted on 07/26/2020
Transform Unused Space into a Custom Home Office
Image by Pexels from Pixabay With more people working from home today than ever before, many are looking to add a home office to their house. Some may think that they don't have enough space to make this happen; however, folks don't need an entire room to add a home office. There are a few great tips and...
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Posted on 07/19/2020
10 Things To Look for Before Buying a Waterfront Home
Photo by timokefoto via Pixabay Buying property can be fun, but it can also be exhausting. You want to find a place that fits your personal lifestyle and invest in a home that'll bring you years of happiness. As you're looking at shorefront real estate: 1. Understand Your Access Rights to the Water On the surface, it may...
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Posted on 07/12/2020
Pre-Approval: What it is & How to Achieve it
Photo by Clker-Free-Vector-Images via Pixabay A mortgage pre-approval can be a valuable tool for understanding how much you can afford to spend on purchasing a home. It can also make you seem much more attractive to sellers and help to identify any potential problems that may make it difficult to get a loan. In fact, many lenders claim...
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Posted on 07/07/2020
Recipe: Delectable Chocolate Cake
Image by MikesPhotos from Pixabay Are you looking to make an unforgettable fall-off-the-fork, moist chocolate cake? Follow the simple recipe listed below. Gather Your Ingredients The key to making baking less stressful is gathering all of your tools and ingredients before starting, so you don't find yourself interrupting the process to find something. Let's start with the ingredients...
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